Capital One Financial Corp. is a U.S.-based bank holding company specializing in credit cards, home loans, auto loans, banking and savings products. A member of the Fortune 500, the company helped pioneer the mass marketing of credit cards in the early 1990s, and it is now the fourth-largest customer of the United States Postal Service and has the fifth-largest deposit portfolio in the United States.
**Old** Spotify is a Swedish music streaming service offering digitally restricted streaming of selected music from a range of major and independent record labels, including Sony, EMI, Warner Music Group, and Universal. Launched in October 2008 by Swedish startup Spotify AB, the service had approximately ten million users as of 15 September 2010, about 2.5 million of whom were paying members. As of May 2012, the service is available in Australia, Austria, Belgium, Denmark, Faroe Islands, Finland, France, Germany, the Netherlands, New Zealand, Norway, Spain, Sweden, Switzerland, the United Kingdom, and the United States. The system is currently accessible using Microsoft Windows, Mac OS X, Linux, Telia Digital-tv, and mobile devices running iOS (iPod/iPhone/iPad), Android, BlackBerry, Windows Mobile, Windows Phone, S60 (Symbian), webOS, Squeezebox, Boxee, Sonos, WD TV, and MeeGo.