Formerly GE Capital Retail Finance, Synchrony Financial (NYSE: SYF) is a consumer financial services companies and the largest provider of private label credit cards in the United States based on purchase volume and receivables. Synchrony provides a range of credit products through established relationships with national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. Through 300,000 locations across the United States and Canada, and their websites and mobile applications, Synchrony Financial partners offer customers a variety of credit products to finance the purchase of goods and services including private label credit cards, promotional financing and installment lending, loyalty programs and Optimizer+plus branded FDIC-insured savings products through Synchrony Bank.